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AUS Disclaimers

Cyber Insurance The information contained in this communication is intended for insurance intermediaries only. Insurance cover is issued by Coalition Insurance Solutions Pty Ltd (“CIS AU”) (ABN 33 657 140 791, AFSL 539846) under a binding authority given by Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL 234708) (Insurer). CIS AU is authorised to provide cyber insurance products. Insurance cover may not be available in all states or territories. This information is of a general nature only and does not take into account any person's particular circumstances. Before making a decision about any insurance, you should consider the standard terms, conditions and exclusions that apply to the precise insurance cover (they are set out in the policy wording and policy schedule) and consider whether any insurance cover is right for you. Policy obligations are the sole responsibility of the insurer and are subject to licensing requirements and sanctions restrictions. If you take out insurance, CIS AU may receive remuneration from an insurer. Copyright © 2023. All Rights Reserved. Coalition and the Coalition logo are trademarks of Coalition, Inc. Exclusions and Limitations This communication is not a proposal of insurance. The descriptions contained herein are for preliminary informational purposes only. Exclusions and limitations apply, and may vary by state and territory. Not all exclusions or limitations are referenced herein. Coverage is subject to and governed by the terms and conditions of the policy wording (including the policy schedule) as actually issued. Please see a copy of your policy wording (including the policy schedule) for the full terms and conditions. Coalition makes no representations regarding coverages, exclusions, or limitations in any insurance products offered on behalf of any insurer, nor any representations regarding the availability of coverage to address any risk of loss in the broader insurance marketplace. Coverages The foregoing review was completed using the carrier's base policy with endorsements made available to Coalition. Any action you take upon the information contained herein is strictly at your own risk and Coalition will not be liable for any losses or damages in connection with your use thereof. While Coalition endeavors to create the most accurate and complete review, the content is for informational purposes only and you should take steps necessary to ascertain that the information contained herein is correct and verified by your own review. Coalition makes no representations or warranties regarding the completeness, reliability, or accuracy of the reviews and does not assume any liability for any errors or omissions in the content. No coverage is provided by this coverage comparison, nor can it be construed to replace any policy wording provisions. Please refer to the policy wording (including the policy schedule) for complete information on the coverages provided. Coverages and other features in an insurance policy vary based on customer profile and may not be available to all customers. Moreover, this information is not an insurance policy, does not refer to any specific insurance policy issued, and does not modify any terms and conditions expressly stated in any insurance policy issued. In order to fully understand the coverages and other features of a specific insurance policy offered by Coalition on behalf of unaffiliated insurance companies, for a particular customer, you are encouraged to contact Coalition, Inc. at https://www.coalitioninc.com/contact. All Rights Reserved. Real World Coverage Examples The claim scenarios described here are intended to show the types of situations that may result in claims and are provided for illustrative purposes only. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the specific facts and circumstances of the loss, the terms and conditions of the policy wording (including policy schedule) as issued and applicable law. Published Reports You are advised to read this disclosure carefully before reading or making any other use of this report and related material. The content of this report is (i) not all-encompassing or comprehensive; (ii) solely for informational purposes; (iii) not be construed as advice of any kind or the rendering of consulting, financial, legal, or other professional services from Coalition; and (iv) not in any way intended to create or establish a contractual relationship. Any action you take upon the information contained herein is strictly at your own risk and Coalition will not be liable for any losses or damages in connection with your use or reliance upon the information. The content of this report may not apply directly to specific circumstances and professional advice should be sought before any action is taken in relation to the information disseminated herewith. Coalition makes no representation or warranties about the accuracy or suitability of information provided in the report or related materials. The report may include links to other resources or websites which are provided for your convenience only and do not signify that Coalition endorses, approves or makes any representation or claim regarding the accuracy of copyright compliance, legality, or any other aspects of the resources or websites cited. Copyright © 2023. All Rights Reserved. Coalition and the Coalition logo are trademarks of Coalition, Inc. Webinars All Rights Reserved. The webinar and related materials (e.g. handouts, recordings) may not be reproduced in any way without the written permission of Coalition, Inc. and/or its applicable subsidiaries (“Coalition”). This publication is designed to provide general information on the webinar topic presented and is not intended to construe legal advice or the rendering of legal, consulting or other professional services (including any financial services) of any kind. If legal or other professional advice is required, the services of a professional should be sought. The views and opinions expressed as part of this webinar do not necessarily state or reflect those of Coalition. Neither Coalition nor any of its employees make any warranty, express or implied, including the warranties of title, non-infringement, merchantability and fitness for a particular purpose, or assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, product or process disclosed. The webinar and related materials may include links to other third-party websites. These links are provided as a convenience only. Coalition does not endorse, have control over nor assumes responsibility or liability for the content, privacy policy or practices of any such third-party websites.