Policy Innovations

Active protection reimagined for today’s

evolving cyber threats

The Active Cyber Policy delivers market-leading coverage for the emerging risks Canadian businesses face, with built-in incentives for strong cyber security practices.

Ahead of Emerging Threats

Helps protect against AI-driven security failures, deepfake-enabled fraud, and evolving privacy law.

Broader Business Interruption Protection

Coverage extends beyond IT providers to include manufacturers, suppliers, and other critical vendors.

Rewards for Proactive Risk Management

Lower out-of-pocket costs for policyholders who maintain strong security and respond quickly to incidents.

Flexible Policy Structure

Options to help policyholders stay protected throughout the policy period, even after multiple cyber events.

COVERAGE ENHANCEMENTS & ADDITIONS

Enhanced, comprehensive coverage with

industry-first benefits for strong security

Vanishing Retention

Clients who resolve critical security vulnerabilities in Coalition Control® can see their retention discounted ultimately to zero with each claim-free year.¹

Reduced Retention for Early FTF Reporting

Clients receive a lower Funds Transfer Fraud (FTF) retention when they report FTF incidents within 72 hours.²

Affirmative AI Coverage

The policy provides coverage for AI-related security events, including protection against deepfake-enabled FTF and AI-caused security failures.

Unlimited Reinstatements

The full policy limit resets for each separate incident during the policy period, ensuring that clients maintain maximum protection regardless of prior incidents.³

RESOURCES

Learn more about the Active Cyber Policy

Our cyber risk appetite includes

Limits available up to $20M
Available for organizations in Canada (excluding Quebec) with up to $5B in annual revenue
We accept submissions from nearly every industry, excluding adult entertainment, coal mines and power plants, casinos and gambling, data aggregators, and payment processors.^**

Give your clients the Active Cyber Policy advantage

With a modernized policy that delivers clearer, more comprehensive coverage for today's evolving cyber threats, we're here to help protect your clients.

Quote Via Email

* The Active Cyber Policy is available in all Canadian provinces and territories except Quebec.

** Limitations and exclusions apply. All coverage is subject to and governed by the language of the policy as issued. Please see a copy of your policy for the full terms, and conditions.

¹Eligibility for vanishing retention is dependent upon a variety of factors, including policy renewals. Retention discount applies only to the first claim within the applicable policy period.

²Eligibility for reduced retention for early FTF reporting depends on risk profile, underwriting approval and other qualifications determined at the time of quote or renewal.

Meet the next generation of Active Cyber Insurance

Now Available in Canada*

Deliver market-leading coverage with unique advantages for security-conscious policyholders with our new Coalition Active Cyber Policy.

Policy Innovations

Active protection reimagined for today’s

evolving cyber threats

The Active Cyber Policy delivers market-leading coverage for the emerging risks Canadian businesses face, with built-in incentives for strong cyber security practices.

Ahead of Emerging Threats

Helps protect against AI-driven security failures, deepfake-enabled fraud, and evolving privacy law.

Broader Business Interruption Protection

Coverage extends beyond IT providers to include manufacturers, suppliers, and other critical vendors.

Rewards for Proactive Risk Management

Lower out-of-pocket costs for policyholders who maintain strong security and respond quickly to incidents.

Flexible Policy Structure

Options to help policyholders stay protected throughout the policy period, even after multiple cyber events.

COVERAGE ENHANCEMENTS & ADDITIONS

Enhanced, comprehensive coverage with

industry-first benefits for strong security

Vanishing Retention

Clients who resolve critical security vulnerabilities in Coalition Control® can see their retention discounted ultimately to zero with each claim-free year.1

Reduced Retention for Early FTF Reporting

Clients receive a lower Funds Transfer Fraud (FTF) retention when they report FTF incidents within 72 hours.2

Affirmative AI Coverage

The policy provides coverage for AI-related security events, including protection against deepfake-enabled FTF and AI-caused security failures.

The full policy limit resets for each separate incident during the policy period, ensuring that clients maintain maximum protection regardless of prior incidents.3

RESOURCES

Learn more about the Active Cyber Policy

How Vanishing Retention Rewards Security-Conscious Policyholders

Coverage Highlights & Key Features

AI Advancements Are Reshaping Cyber Insurance Coverage

Our cyber risk appetite includes

Limits available up to $20M

Available for organizations in Canada (excluding Quebec) with up to $5B in annual revenue

We accept submissions from nearly every industry, excluding adult entertainment, coal mines and power plants, casinos and gambling, data aggregators, and payment processors.**

Give your clients the Active Cyber Policy advantage

With a modernized policy that delivers clearer, more comprehensive coverage for today's evolving cyber threats, we're here to help protect your clients.

* The Active Cyber Policy is available in all Canadian provinces and territories except Quebec.

** Limitations and exclusions apply. All coverage is subject to and governed by the language of the policy as issued. Please see a copy of your policy for the full terms, and conditions.

1Eligibility for vanishing retention is dependent upon a variety of factors, including policy renewals. Retention discount applies only to the first claim within the applicable policy period.

2Eligibility for reduced retention for early FTF reporting depends on risk profile, underwriting approval and other qualifications determined at the time of quote or renewal.

3Available to business under $100M revenue.

Now Available in Canada^*

Clients who resolve critical security vulnerabilities in Coalition Control® can see their retention discounted ultimately to zero with each claim-free year.¹

Clients receive a lower Funds Transfer Fraud (FTF) retention when they report FTF incidents within 72 hours.²

The full policy limit resets for each separate incident during the policy period, ensuring that clients maintain maximum protection regardless of prior incidents.³

We accept submissions from nearly every industry, excluding adult entertainment, coal mines and power plants, casinos and gambling, data aggregators, and payment processors.^**

¹Eligibility for vanishing retention is dependent upon a variety of factors, including policy renewals. Retention discount applies only to the first claim within the applicable policy period.

²Eligibility for reduced retention for early FTF reporting depends on risk profile, underwriting approval and other qualifications determined at the time of quote or renewal.

³Available to business under $100M revenue.