Why I Joined: Leading the Charge for Active Insurance in Europe

Ten years ago, cybersecurity was largely viewed as ‘just an IT issue’. Business leaders saw digital risk as a technology problem and bundled it with existing insurance coverages.

Flash forward to now, cyber risk is a board-level discussion topic and a multi-trillion-dollar issue. Yet, we still see many business leaders not seriously considering their plan to mitigate that risk. 

In my initial conversations with Coalition’s leaders, I was excited by the possibility of a more efficient, real-time approach to cyber risk management. As cyber risk accelerates globally, businesses and brokers need a partner that isn’t just offering insurance, but providing a full, proactive, and data-driven defense system. 

Now, more than six months into my role here, it’s abundantly clear that this is exactly what Active Insurance delivers to businesses across the globe, and it’s why I’m thrilled to help Coalition deliver on its mission to protect the unprotected.

Businesses need a way to manage growing cyber risk; it’s not going anywhere and is actually getting worse. In fact, businesses today are 67% more likely to experience a cyber incident than a physical theft, and cyber losses have surpassed those from all natural disasters.

I’m excited to spearhead Coalition’s expansion into the European market, where we are constantly evaluating new opportunities to bring Active Insurance to more businesses. In May, we launched Active Cyber Insurance in the Nordic Region, bringing our offerings to Denmark and Sweden less than a year after introducing innovative cyber insurance in Germany. The timing for this expansion is critical, and we will continue our expansion.

Why I believe Active Insurance is the future

Throughout my career, I’ve developed deep insights into both market strategy and the security needs, risk appetites, and operational priorities of businesses. I’ve also seen how existing risk solutions can fall short and leave businesses needing more.

Businesses need a way to manage growing cyber risk; it’s not going anywhere and is actually getting worse.

Traditional insurance models struggle to address the unique, fast-moving nature of digital risk. They may offer risk assessment and incident response services, but typically only through third parties. Coalition is the only cyber insurer in Europe with the in-house capabilities to provide active monitoring and alerts — a key advantage compared to the reactive nature of most insurance products.

Active Insurance is truly different. Coalition has built an integrated cyber defense system under one unified offering. We don’t wait for a claim to occur, leaving a policyholder exposed; we help them throughout the entire cyber risk lifecycle:

• Assessing their vulnerabilities in real-time

• Protecting them as new threats emerge

• Responding rapidly to incidents in progress

• Covering their financial and operational losses

All our capabilities are powered by Coalition’s proprietary Active Data Graph — one of the industry's most comprehensive sources of cyber risk intelligence. It continuously monitors the global internet, detects vulnerabilities, tracks threat actor activity on the dark web, and analyzes live incident data. Combined with advanced AI and machine learning analytics, our Active Data Graph allows us to identify, prioritize, and mitigate the most immediate and impactful risks for our customers.

We don’t wait for a claim to occur, leaving a policyholder exposed; we help them throughout the entire cyber risk lifecycle.

Looking ahead

I’m truly inspired by the dedicated, enthusiastic people who are working to help businesses around the globe be safer in a digital world. Our success is not only measured by our number of policyholders, which, of course, is a clear validation of our unique proposition to protect even more businesses against cyber risk. But also by our growing number of brokers and agencies who have become appointed with Coalition, as this also signals a step in the right direction of building trust with the European market. 

At Coalition, we are long-term greedy, meaning we want to help support as many businesses and brokers as possible. We’re focused on building Coalition’s reputation as a global trusted partner for the long term. Our mindset is to provide the world’s best services and technologies so that we can continue to support our broker partners and policyholders for many years to come.

We’re on a mission to change the landscape of traditional cyber insurance. I look forward to deepening our relationships with brokers and businesses across Europe while working to set a new standard for cyber insurance and cybersecurity.

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