Broad cyber coverage designed for digital risks

Protection built by cyber experts that prevents risks and accelerates recovery

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3rd Party Liability Coverages

Network & Information Security Liability

Regulatory Defense & Penalties

Multimedia Content Liability

PCI Fines & Assessments

We cover the expenses to defend you and any damages resulting from your liability to a 3rd party, or for regulatory fines & penalties, multimedia wrongful acts (such as infringement, defamation, piracy, etc.), and PCI fines & assessments resulting from a failure in your security, data breach, or privacy violation.
Bodily Injury & Property Damage - 3rd party
We pay for the costs of defense and damages from your liability to a 3rd party when a failure in your security results in physical damage or injury.
Technology Errors & Omissions
We pay for the costs of defense and damages from your liability to a 3rd party when the failure of your technology service or product is the cause of loss.
1st Party Liability Coverages
Computer Replacement
We cover the costs to replace your computer systems that are permanently impacted by malware.
Fund Transfer Fraud
We pay for funds transfer losses you incur from a failure in your security or social engineering.
Service Fraud
We pay for the additional amounts you're billed by a cloud or telephony provider when you incur fraudulent charges.
Digital Asset Restoration
We pay for the costs to replace, restore, or recreate your digital assets that are damaged or lost following a failure of your security.
Business Interruption & Extra Expenses
We cover financial losses resulting from a failure in your security, data breach, and even systems failure, as well as the extra expenses you incur to bring your company back online.
Cyber Extortion
We cover the costs to respond to an extortion incident, including money, securities, and even virtual currencies paid.

Breach Response

Crisis Management & Public Relations

Reputation Repair

We pay for the costs to respond to a breach including 3rd party incident response and public relations experts, customer notification costs and credit monitoring, media purchases, and legal fees; and advise in connection with the incident, among others.

Broad coverage to protect your entire business

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Worldwide Coverage

Protect your data and assets no matter where they happen to be.

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Cyber Terrorism

Each of our coverages includes protection from acts of cyber terrorism.

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Coverage for all devices

Coverage for all of your IoT devices is included by default.

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Social Media

Coverage for all of your social media accounts is included by default.

Not all insurance policies are created equal

Coverage
Coalition
Others
Accent Decorative IconBusiness Interruption & Extra Expenses
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(See Enhancements Below)

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Accent Decorative IconContingent Business Interruption
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Accent Decorative IconFunds Transfer Fraud
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Sometimes (sublimited)

Accent Decorative IconCyber Extortion
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Sometimes

Accent Decorative IconComputer Replacement
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Accent Decorative IconBodily Injury & Property Damage
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Accent Decorative IconPollution
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Sometimes

Accent Decorative IconService Fraud
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(See Enhancements Below)

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Accent Decorative IconNetwork & Information Security Liability
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Accent Decorative IconRegulatory Defense & Penalties
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Accent Decorative IconMultimedia Content Liability
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(See Enhancements Below)

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Accent Decorative IconPCI Fines & Assessments
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(No sublimit)

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Accent Decorative IconDigital Asset Restoration
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(See Enhancements Below)

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Accent Decorative IconBreach Response
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Accent Decorative IconCrisis Management & Public Relations
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(See Enhancements Below)

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Enhancements
Coalition
Others
GDPR and CCPA coverage
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Sometimes

MFA retention reduction
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Pre-claims assistance
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Covers all prior acts
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Sometimes

Systems failure
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Waiting period
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As low as 1 hour

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8+ hours

Business services costs
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Cost of system upgrades
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Reputation repair
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Sometimes

BYOD coverage
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Social media / IoT coverage
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Sometimes

Cybersecurity Apps
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Coverage for free apps / technologies
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Sometimes

Summary only. Please read our Policy for all coverages, terms, exclusions, and conditions.

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