3rd Party Liability Coverages

We cover the expenses to defend you and any damages resulting from your liability to a 3rd party, or for regulatory fines & penalties, multimedia wrongful acts (such as infringement, defamation, piracy, etc.), and PCI fines & assessments resulting from a failure in your security, data breach, or privacy violation.

Bodily Injury & Property Damage - 3rd party

We pay for the costs of defense and damages from your liability to a 3rd party when a failure in your security results in physical damage or injury.

Technology Errors & Omissions

We pay for the costs of defense and damages from your liability to a 3rd party when the failure of your technology service or product is the cause of loss.

1st Party Liability Coverages

Computer Replacement

We cover the costs to replace your computer systems that are permanently impacted by malware.

Fund Transfer Fraud

We pay for funds transfer losses you incur from a failure in your security or social engineering.

Service Fraud

We pay for the additional amounts you're billed by a cloud or telephony provider when you incur fraudulent charges.

Digital Asset Restoration

We pay for the costs to replace, restore, or recreate your digital assets that are damaged or lost following a failure of your security.

Business Interruption & Extra Expenses

We cover financial losses resulting from a failure in your security, data breach, and even systems failure, as well as the extra expenses you incur to bring your company back online.

Cyber Extortion

We cover the costs to respond to an extortion incident, including money, securities, and even virtual currencies paid.

We pay for the costs to respond to a breach including 3rd party incident response and public relations experts, customer notification costs and credit monitoring, media purchases, and legal fees; and advise in connection with the incident, among others.