KEY FINDINGS
3 Must-Know Cyber Risk Trends
Stay ahead of cyber threats with our latest analysis of real cyber claims across 100K+ global policyholders.
EMAIL-BASED ATTACKS
Threat actors favored email as a gateway for attacks
Business email compromise (BEC) and funds transfer fraud (FTF) accounted for 58% of all claims
52% of FTF claims originated as a BEC with an average loss of $112K
71% of all FTF claims were a direct result of social engineering
RANSOMWARE
Ransom demands surged, but payouts are drying up
Initial ransom demands surged 47% to an average of over $1M
86% of businesses hit by ransomware refused to pay the demand
70% of ransomware events involved encryption and data exfiltration, often doubling incident cost
WRONGFUL COLLECTION
Privacy litigation is moving beyond the breach
Old laws are being used to target everyday web‑tracking tools and data‑sharing practices
72% of privacy claims cited the outdated 1967 California Invasion of Privacy Act
11% of violations involved the Meta Pixel, alleging improper sharing of data with third parties
Positive Outcomes
The Power of Active Insurance*
64% of closed claims resulted in no out‑of‑pocket loss for policyholders
Coalition recovered $21.8M in stolen funds, averaging of $202K per incident
Incident response negotiated ransom payments down by an average of 65%
Resources
Get more insights from the world’s most innovative cyber insurer
5 Essential Insights
Shareable Infographic
Global Key Findings
