ACTIVE CYBER AND AI INSURANCE
Dynamic cyber and AI risks demand coverage that can stay ahead
Coalition’s Active Cyber and AI Insurance helps businesses stay ahead of cyber and AI-powered risk and mitigate financial losses in the event of an incident.
Traditional insurance isn’t built for today’s cyber and AI risk landscape — so we went active

Coalition’s Active Insurance combines market-leading cyber coverage, innovative technology, and expert, in-house support to help minimize the impact and frequency of cyber and AI-related incidents a business experiences.
Cyber coverage tailored to your organization’s cyber risk needs
Active Insurance aims to protect the critical parts of your business from the most pervasive cyber and AI-powered threats to minimize and mitigate potential losses.*
Separate limit for breach response
During a cyber incident, breach response expenses can add up fast. With cyber insurance, Coalition preserves policyholders' limits for other important coverages.
Pay-on-behalf for cyber extortion
If a policyholder is required to pay a ransomware request, Coalition offers "pay-on-behalf" coverage that can minimize the associated out-of-pocket costs.
Recovery for Funds Transfer Fraud (FTF)
Coalition is often able to claw back stolen funds thanks to our unique partnerships with government and financial institutions.
Affirmative AI Coverage
Our Active Cyber Policy provides coverage for AI-related security events, including protection against deepfake-enabled FTF and AI-caused security failures.
Coalition’s proven approach actively minimizes cyber impact for our policyholders
73%
fewer claims than the industry average**
64%
of closed claims resolved with no out-of-pocket loss for the policyholder1
$158M
in stolen funds recovered on behalf of policyholders1
Learn more about Coalition’s Active Insurance

Our Claims Approach
Coalition’s integrated cyber claims response helps policyholders experience fewer claims, mitigate risk, recover funds, and get back to business fast.

Coalition Incident Response
Our teams help businesses respond during the uncertainty of a cyber incident with the expertise of our affiliate, Coalition Incident Response.






