Cyber Incident? Get Help
Coalition Unveils Enhanced Business Recovery Endorsements
New innovations to its Active Cyber Insurance offering announced at company’s flagship Activate conference
NEW YORK CITY — April 15 2026 — Coalition, the world's first Active Insurance provider designed to help prevent digital risk before it strikes, announced new product innovations, including its Enhanced Business Recovery Endorsements, during its Activate conference.
The new suite of endorsements includes Key Customer Coverage, Rapid Review, a Cashflow Lifeline, and a reduced waiting period for clients using top‑tier managed detection and response (MDR) products, including Automated Detection and Response from Wirespeed™. Together, these endorsements are designed to help protect revenue, speed up settlements, and keep businesses alive while the numbers get sorted out.
“Too often, the financial impact of a cyber incident shows up long after the attack is contained, especially for businesses that rely on a handful of critical customers for the majority of their revenue. Businesses need peace of mind that their coverage will actually kick in when they need it most,” said Shawn Ram, Chief Revenue Officer at Coalition. “Our new Enhanced Business Recovery Endorsements are built to make funds available faster, offering the cashflow necessary to stay resilient."
The suite of endorsements includes:
Key Customer Coverage: Protects revenue tied to a policyholder’s biggest customers. If a key customer is hit by a cyber incident and has to pause or cut back orders, this coverage helps the policyholder replace those profits. It turns a customer’s cyber outage into a covered revenue loss, so one disrupted relationship doesn’t become a business-threatening cash crunch.
Rapid Review: Replaces the traditional process of resolving business interruption losses with a single, neutral forensic accountant so everyone is working from the same set of numbers. This streamlined accounting process shortens the timeline to a payout and helps policyholders get to “money in the bank” faster.
Cashflow Lifeline: Provides an early cash advance to small and midsize businesses (SMBs) to help stabilize their operations during the claims adjustment period. This helps businesses keep paying their staff, serving customers, and staying afloat while the claim runs its course.
Reduced Waiting Period for MDR: For insureds that use a qualifying MDR provider, the direct business interruption (BI) waiting period is reduced. This reflects the faster detection and recovery MDR delivers and rewards insureds who invest in better security hygiene.
“Business interruption has historically been one of the most painful parts of a cyber claim because it often turns into an adversarial back‑and‑forth,” said Rob Jones, Head of Global Claims at Coalition. “Traditional BI claims can drag on for months as carriers and policyholders debate assumptions and spreadsheets. These disputes are often quite difficult because the policyholder has already been a victim in the underlying event. With these new endorsements, we’re continuing to pursue objectivity in reconciling losses by aligning everyone to help reduce the emotional toll and get cash to our policyholders faster, so they can focus on maintaining business as usual.”
These endorsements are currently only available in the United States and Canada (excluding Quebec). Brokers can speak with a dedicated Coalition underwriter to add these endorsements to a quote. Log in to Coalition’s Broker IQ Platform or send a completed application via email to submissions@coalitioninc.com to get started.
About Coalition
Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Active Insurance combines comprehensive insurance coverage and proven cybersecurity tools to make cybersecurity easier to manage and less costly for businesses. Coalition customers can receive AI-informed security alerts, expert advice, and other cybersecurity tools through its cyber risk management platform, Coalition Control®. Customers can also access incident response services through its affiliate Coalition Incident Response, Inc., dba Coalition Security®, which also offers additional security products and services, including Automated Detection and Response by Wirespeed™. Insurance products are offered by Coalition through its licensed insurance producer affiliates, acting on behalf of a number of unaffiliated insurance companies and Coalition Insurance Company. Insurance products offered may not be available in all jurisdictions. All insurance products are governed by the terms, conditions, limitations, and exclusions set forth in the applicable insurance policy. Founded in 2017, Coalition is a remote-first company with employees supporting over 100,000 policyholders worldwide. To learn more about Active Insurance, visit: www.coalitioninc.com.
Insurance products are offered in the U.S. by Coalition Insurance Solutions Inc., a licensed insurance producer and surplus lines broker (Cal. license # 0L76155), acting on behalf of a number of unaffiliated insurance companies, and on an admitted basis through Coalition Insurance Company, a licensed insurance underwriter (NAIC # 29530). See licenses and disclaimers. Insurance products are offered in Canada by Coalition Insurance Solutions Canada, Inc. (“CIS Canada”), a licensed insurance producer in all Canadian provinces, with a principal place of business in Vancouver, British Columbia (Canada) (license #LIC-2020-0020925-R01) acting on behalf of a number of unaffiliated insurance companies. Insurance products offered through CIS Canada may not be available in all provinces. See licenses and disclaimers. CIS Canada receives commission from insurers listed on each policy in connection with the sale of insurance to the policyholder. Security products and services are provided by Coalition Incident Response, Inc. or one of its affiliates, dba Coalition Security. Coalition Security does not provide insurance products. The purchase of a Coalition insurance policy is not required to purchase any Coalition Security product or service. Coalition is the marketing name for the global operations of affiliates of Coalition, Inc. Copyright © 2026. All rights reserved. Coalition and the Coalition logo are trademarks of Coalition, Inc.