3rd Party Liability Coverages | |
Network & Information Security Liability Regulatory Defense & Penalties Multimedia Content Liability PCI Fines & Assessments | We cover the expenses to defend you and any damages resulting from your liability to a 3rd party, or for regulatory fines & penalties, multimedia wrongful acts (such as infringement, defamation, piracy, etc.), and PCI fines & assessments resulting from a failure in your security, data breach, or privacy violation. |
Bodily Injury & Property Damage - 3rd party | We pay for the costs of defense and damages from your liability to a 3rd party when a failure in your security results in physical damage or injury. |
Technology Errors & Omissions | We pay for the costs of defense and damages from your liability to a 3rd party when the failure of your technology service or product is the cause of loss. |
1st Party Liability Coverages | |
Computer Replacement | We cover the costs to replace your computer systems that are permanently impacted by malware. |
Fund Transfer Fraud | We pay for funds transfer losses you incur from a failure in your security or social engineering. |
Service Fraud | We pay for the additional amounts you're billed by a cloud or telephony provider when you incur fraudulent charges. |
Digital Asset Restoration | We pay for the costs to replace, restore, or recreate your digital assets that are damaged or lost following a failure of your security. |
Business Interruption & Extra Expenses | We cover financial losses resulting from a failure in your security, data breach, and even systems failure, as well as the extra expenses you incur to bring your company back online. |
Cyber Extortion | We cover the costs to respond to an extortion incident, including money, securities, and even virtual currencies paid. |
Breach Response Crisis Management & Public Relations Reputation Repair | We pay for the costs to respond to a breach including 3rd party incident response and public relations experts, customer notification costs and credit monitoring, media purchases, and legal fees; and advise in connection with the incident, among others. |